Kasasa means more than just free checking accounts and nationwide ATM fee refunds*. It's also a free savings account that makes saving automatic!
With Kasasa Saver, your Kasasa checking account rewards are automatically deposited in your savings. Start saving the easy way — automatically.
- Free account that builds your savings effortlessly
- Links to free Kasasa Cash or Kasasa Cash Back checking
- Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
- 1.75% APY* on balances up to $100,000
- 0.25% APY* on balances over $100,000
- 0.02% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
- No minimum balance to earn rewards
- No monthly service fee
- Free online banking
- Free mobile banking
- Free E-Statements
- No minimum deposit to open
Earning your rewards is easy — here’s how.
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive E-Statements
- Be enrolled in and log into online banking
And if you don’t meet these qualifications, your accounts are still free. Plus, you’ll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next cycle that you qualify.
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by New Buffalo Savings Bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by New Buffalo Savings Bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When your Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Kasasa Saver: Balances up to $100,000.00 receive an APY of 1.75%; and balances over $100,000.00 earn .2497% interest rate with an APY of 0.25% on the portion of balance over $100,000.00. Kasasa Cash: Balances up to $15,000.00 receive a non-compounding APY* of 2.27%; and balances over $15,000.00 earn 0.2497% interest rate with an APY of 0.25% on the portion of balance over $15,000.00. Kasasa Cash Back: 2.00% cash back on up to a total of $350.00 debit card purchases that post and settle to the account during that cycle period. A maximum $7.00 of cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash or Kasasa Cash Back account qualifications are not met, Kasasa Saver: All balances earn 0.02% APY. Kasasa Cash: All balances earn a non-compounding APY* of 0.02%. Kasasa Cash Back: No cash back payments are made. *When linked to the Kasasa Saver account, the interest/cash back earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 11/15/2018. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Rewards less than a penny cannot be distributed. Minimum to open is $25 online or $0 in-branch for Kasasa Cash or Kasasa Cash Back and $1 for Kasasa Saver.
Additional Information: Kasasa accounts are available only to residents of Indiana, Michigan, Ohio, Illinois and Wisconsin. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A Kasasa Checking account is required to have a Kasasa Saver account. Enrollment in electronic services such as online banking and electronic statements and log ons are a condition of these accounts and may be required to meet some of the account’s qualifications. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.