A Mortgage Loan for You.  

Contact our Mortgage Loan Originator, Kent Porter, today!

Fixed and Adjustable Rate Mortgage Loans

Fixed and Adjustable Rate Mortgage Loans

  • Competitive low rates for home purchase or refinance
  • Down payment as low as 3% for qualified borrowers
  • Available for primary residences, second homes, vacation homes, and investment properties
  • Loan amounts up to $2,500,000
  • A “Lock and Look” option available to lock-in your interest rate while shopping for your home
  • Free pre-qualification for extra confidence when shopping for your home
  • Interest rates influenced by your credit score, down payment amount, and the term of your loan
  • Personalized service throughout the process provided by a local loan originator
FHA, VA and USDA Loans

FHA, VA, or USDA

Competitive, low interest rates for home purchase or refinance.  Free pre-qualification for extra confidence when shopping for a home.  Fully amortized loans designed to pay off your loan in a specific number of years.  Personalized service throughout the entire process provided by a local loan originator.

FHA

  • Down payments as low as 3.5% for 1-4 unit purchase or refinance
  • Flexible qualification guidelines
  • Maximum loan amounts determined by location
  • Primary residences only, the additional 2-4 units may be used as rentals

VA

  • Zero down payment for 1-2 unit purchase or refinance
  • No mortgage insurance required
  • Maximum loan amounts determined by location
  • Primary residences only, the 2nd unit may be used as a rental
  • See your Loan Officer for borrower eligibility

USDA

  • Zero down payment for 1 unit purchase or refinance
  • Eligibility for this program is determined by geographical location
  • No maximum purchase price requirement
  • Primary residences only
Construction Loans

Construction Loans

If you are looking to build your dream home, we offer a ONE-CLOSE construction option.  This features a short-term construction loan (up to 24 month) that automatically converts to permanent financing when your home is complete, all in ONE loan.

  • Primary residence, second home, or vacation home
  • Loan amounts up to $2,500,000
  • Pay interest only at a fixed rate during the construction phase. Payments convert to principal and interest at the end of the construction phase.
  • Lock-in your permanent interest rate when construction begins

Your dream home awaits...