APY = Annual Percentage Yield. Rates effective as of  5/13/2017. Fees may reduce earnings.

    Kasasa Cash* See Details

    Balance Minimum Required Opening Deposit1 Rate APY2
    $0 - $35,000 $0 at the branch or $25 online 2.2467%  2.27%
    $35,000+ $0 at the branch or $25 online 0.2497% 0.25%
    All balances if qualifications not met $0 at the branch or $25 online 0.02% 0.02%

    Qualifications

    Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

    • Have at least 12 debit card transactions
    • Be enrolled and log into online banking
    • Be enrolled in and agree to receive e-statements

    If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

    Kasasa Saver* See Details

    Balance Interest Rate APY2
    0 - $100,000 0.995% 1.00%
    $100,000+ 0.2497% 0.25%
    Qualifications not met 0.02% 0.02%

    Qualifications

    Qualifying for Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate too. Simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

    • Have at least 12 debit card transactions
    • Be enrolled and log into online banking
    • Be enrolled in and agree to receive e-statements

    It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.

    Certificates of Deposit (CDs)4See Details

    Term Rate APY2 Minimum Balance1 to Obtain APY
    3 Month CD 0.10% 0.10% $1,000
    6 Month CD 0.20% 0.20% $1,000
    12 Month CD 0.45% 0.45% $1,000
    24 Month CD 0.70% 0.70% $1,000
    36 Month CD 0.95% 0.95% $1,000
    48 Month CD 1.05% 1.05% $1,000
    60 Month CD 1.15% 1.15% $1,000
    72 Month CD 1.60% 1.60% $1,000

    Certificate of Deposit accounts require a minimum of $1000.00 to open the account.

    Personal Savings and Checking Accounts5

    Product RATE APY2 Minimum Balance1
    to obtain APY
    MMSA3 0.00 – 0.018% 0.00 – 0.018% $500
    55 PRIME CHECKING 0.00 – 0.10% 0.00 – 0.10% $500
    STATEMENT SAVINGS 0.04% 0.04% $100

    IRA Accounts See Details

    Term RATE APY2

    Minimum Balance1
    to obtain APY

    Year IRA CD 0.55% 0.55% $0
    Year IRA CD 0.75% 0.75% $0
    Year IRA CD 1.60% 1.61% $0
    8 Year IRA CD 1.60% 1.61% $0
    Fixed IRA4 0.36% 0.36% $100
    Variable IRA4 0.16% 0.16% $100

    IRA Accounts require $100 to open the account.

    Daily Balance (the amount of principal in the account each day)

    2 Annual Percentage Yield

    3 Fees may reduce the earnings on these accounts

    4 A penalty may be imposed if funds are withdrawn before the maturity date
    5 Rates may change after account is opened (Savings and Checking Accounts)
    * Any amount above $100,000 is a rate of 0.2497% with an APY of 0.25%
    ** Any amount above $35,000 is a rate of 0.2497% with an APY of 0.25%