 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
 |
|
Interest rates effective as of
February 1,
2012
All rates subject to change.
| |
Tools for Better Money Management.
Accessibility Plus Earning Power. |
$500 |
$5,000 |
$25,000 |
$100,000 |
$250,000 |
|
$4,999 |
$24,999 |
$99,999 |
$249,999 |
Or more |
|
|
|
|
0.05% |
0.15% |
0.25% |
0.40% |
0.60% |
|
APY |
|
| 0.05% |
0.15% |
0.25% |
0.40% |
0.60% |
|
|
|
|
0.01% |
0.06% |
0.16% |
0.31% |
0.51% |
|
APY |
|
| 0.01% |
0.06% |
0.16% |
0.31% |
0.51% |
|
|
|
Business/Org Checking** |
0.01% |
0.06% |
0.16% |
0.31% |
0.51% |
|
APY |
|
| 0.01% |
0.06% |
0.16% |
0.31% |
0.51% |
|
APY: Annual Percentage Yield. Interest rates may change after account is open.
Fees may reduce earnings on account.
* $2500 minimum required to open. $500 minimum balance to earn interest.
** Interest earned on qualified balances. Some restrictions may apply.
|
|
|
|
|
|
|
|
|
|
| Program |
|
|
|
|
|
|
$5.00 |
$100.00 |
0.05% |
|
0.05% |
|
$5.00 |
$100.00 |
0.10% |
|
0.10% |
Interest rates may change after the account is opened. Fees could reduce earnings on this account. |
|
|
|
| Term |
Minimum to Open |
Rate |
Paid |
APY |
182 Days |
$1,000.00 |
0.22% |
|
0.22% |
2 Year |
$1,000.00 |
0.32% |
|
0.32% |
3 Year |
$1,000.00 |
|
|
0.49% |
4 Year |
$1,000.00 |
0.69% |
|
0.69% |
91 days, 1 year, 6 and 8 year available on request. APY: Annual Percentage Yield
Interest offered in monthly check in some cases. Early withdrawal penalties may be incurred |
|
| 3 Years or more |
$1,000.00 |
0.60% |
Quarterly |
0.60% |
*Available only with "Just for You checking 55+".Some restrictions apply. Check here for details. Early withdrawal penalties may be incurred. |
|
|
|
| 18 Month |
$100.00 |
0.57% |
Monthly |
0.57% |
|
|
|
|
24 to 35 Months |
$1,000 - $4,999 |
0.12% |
Quarterly |
0.12% |
|
$5,000 - $9,999 |
0.32% |
Quarterly |
|
|
$10,000 - $49,999 |
0.42% |
Quarterly |
0.42% |
|
|
|
|
$50,000 or more |
|
Quarterly |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
36 to 47 Months |
$1,000 - $4,999 |
0.24% |
|
0.24% |
$5,000 - $9,999 |
0.49% |
|
0.49% |
$10,000 - $49,999 |
0.59% |
|
0.59% |
$50,000 or more |
|
|
0.64% |
|
|
|
48 to 59 Months |
$1,000 - $4,999 |
0.24% |
|
0.24% |
|
$5,000 - $9,999 |
0.39% |
|
|
|
$10,000 - $49,999 |
0.64% |
|
0.64% |
|
$50,000 or more |
|
|
|
|
|
60 to 83 Months |
$1,000 - $4,999 |
|
|
0.50% |
|
|
$5,000 - $9,999 |
|
|
0.70% |
$10,000 - $49,999 |
.90% |
|
|
$50,000 or more |
1.05% |
|
1.05% |
|
|
|
|
|
|
|
|
|
|
|
|
Jumbo Certificate of Deposit
|
| Term |
Minium to Open |
Rate |
Paid |
| 180 Days |
$100,000.00 |
0.22% |
Monthly interest by transfer or check |
| 1 Year |
$100,000.00 |
0.26% |
Monthly interest by transfer or check |
| 2 Year |
$100,000.00 |
0.42% |
Monthly interest by transfer or check |
| 3 Year |
$100,000.00 |
0.62% |
Monthly interest by transfer or check |
| 4 Year |
$100,000.00 |
0.84% |
Monthly interest by transfer or check |
| 5 Year |
$100,000.00 |
1.10% |
Monthly interest by transfer or check |
Short Term, 6,7,8 year rates are available on request. Early withdrawal penalties may be incurred.
APY is calculated based on interest accrued monthly. Interest does not remain on deposit with a Jumbo Certificate. Pay out of interest is mandatory, so there is no Annual Percentage Yield. |
|
| All Rates are subject to change. For the most current information please contact:
New Buffalo Savings Bank 269-469-2222
|
|
|
New Buffalo Savings Bank, FSB 45 N Whittaker St, New Buffalo MI 49117 Equal Housing Lender Member FDIC
Copyright 2012NBSB |
|
|
|
|
|