Stop in or call 269-469-2222 to arrange for your Business Debit Card.

Business Debit Card functions at an ATM for withdrawals from savings and checking.

Business Debit Card functions at specified ATMs for deposits to savings and checking.
Not all ATMs accept deposits.

Business Debit Card functions at Point of Sale (POS) retail businesses as

1) debit with cash back (swipe the card and enter a Personal Identification Number (PIN)
into transaction terminal)
2) a credit transaction without cash back (swipe the card and sign your name)
Both transaction types draw funds directly from the checking account.

LIMITS

ATM cash withdrawal limit: $300 per day per card
POS Debit (PIN transaction) limit: $200 per day per card
POS Signature transaction (no PIN used) limit: $1500 over a 3-day period per account

If you require higher limits on your Business Debit Card, please call one of our Commercial Loan Officers, Brent Sorenson or Barry Griffin at 269-469-2222. They will be happy to work with you.

Limit to the number of cards issued a business: 2

Each card will have a different number and PIN.

The bank reserves the right to deny issuing a Business Debit Card.

The bank reserves the right to modify the daily limits or cancel the Business Debit Card if it is abused.

Overdraft(s) caused by use of the Business Debit Card will result in fees.
Non-Sufficient Funds (overdraft): $30.00 per occurance.
Daily Overdraft Fee until account brought back to positive balance: $20.00